There are many possibilities when modifying a mortgage or achieving a loan workout. In some cases the lender may not make an offer our clients choose to pursue and litigation becomes inevitable. Home loan modifications are accepted in most cases, but we are ready to fight in court if the lenders do not come through with a payment that meets your needs.
We are debt negotiation specialists who have a solid record in achieving loan workouts that meet the growing needs of most homeowners. Our modifying team works hard to restructure your existing 1st and 2nd mortgage loan. We achieve good results because we present each hardship uniquely to the various mortgage lenders. Our primary objective is to eliminate the burden of unreasonable mortgage payments.
The mortgage modification team is comprised of attorneys with many years of working with lenders and loss and mitigation departments. Our California foreclosure attorneys have been negotiating with mortgage lenders for many years. In addition to loan modification lawsuits we provide short sale consultations and bankruptcy consultation on behalf of our homeowner clients. Mortgage modifications can be achieved without working with lawyers but we believe it is risky to take the counsel of loan brokers or non-legal loan modification companies because your home is an incredible asset that needs to be protected by experienced legal negotiators.
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If you are faced with losing your home due to foreclosure by the bank or mortgage company, contact Foreclosure Lawyers of America immediately for a free no hassle consultation. You need to know your legal rights.
Mortgage Refinancing Versus Loan Modification
The foreclosure crisis continues to ravage our economy with more lost jobs, reduced home equity from plummeting home sales and delinquent mortgage payments.
Retrieving your home equity enables our clients to recapture what they may have lost as a result of predatory lending and the existing sub-prime mortgage crisis.
Foreclosure Lawyers of America created a system that helps homeowners to continue the stay in their home for 6-12 months without making any loan payments! This program was derived directly from the Federal consumer protection statutes and the civil code.
For example if your monthly payment is $3,000 per month, in 8 months you will recoup $24,000, in 16 months that is nearly $50,000. Your recoupment will continue to grow the longer we are able to keep you in your home.